Some mortgage programs may require a fee or rate adjustment; please consult with a Loan Counselor to determine the rate and fees associated with the program you are attempting to secure.

The rates listed below are available up to 4 PM on the day they were published.

Rates Effective: 2-3-2012

Conventional
Term Points Conv. APR*
30 Year 0 Points 4.000% 4.078%
30 Year 3 Points 3.625% 3.953%
15 Year 0 Points 3.250% 3.379%
15 Year 3 Points 2.750% 3.332%
FHA
Term Points Conv. APR*
30 Year 0 Points 4.000% 4.261%
30 Year 3 Points 3.750% 4.270%
15 Year 0 Points 3.750% 4.211%
15 Year 3 Points 3.375% 4.294%
ARM
Term Rate APR*
1 Year 2.375% 3.367%
3 Year 3.000% 3.168%
5 Year 3.375% 3.284%
7 Year 3.750% 3.489%
10 Year 4.125% 3.818%

*APR calculated using $100,000.00 mortage amount for the respective rate.

These rates are for conventional mortgage loan amounts between $60,000 and $417,000. For other mortgage amounts please call a loan counselor - 215-969-2823 or 800-808-2662.

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