Cash out refinance mortgages may be subject to a rate and/or fee adjustment. A mortgage counselor will determine if this adjustment applies to your mortgage

Rates Effective: 3-10-2010

Conventional
Term Points Conv. APR*
30 Year 0 Points 5.125% 5.188%
30 Year 3 Points 4.625% 4.953%
15 Year 0 Points 4.500% 4.607%
15 Year 3 Points 4.000% 4.562%
FHA
Term Points Conv. APR*
30 Year 0 Points 6.000% 6.067%
30 Year 3 Points 5.625% 5.973%
15 Year 0 Points 5.500% 5.610%
15 Year 3 Points 5.500% 6.087%
ARM
Term Rate APR*
1 Year 3.625% 3.333%
3 Year 4.500% 3.587%
5 Year 4.875% 3.891%
7 Year 5.250% 4.273%
10 Year 5.625% 4.829%

*APR calculated using $100,000.00 mortage amount for the respective rate.

These rates are for conventional mortgage loan amounts between $60,000 and $417,000. For other mortgage amounts please call a loan counselor - 215-969-2823 or 800-808-2662.

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